Starting from today through January 15, 2014 you can enjoy New Year special offer in “Zarapxana” shops – from this moment you can buy jewelry of your dream or New Year gifts on an installment plan with no excess charge in desirable amount and pay their cost during following 12 months without any additional expenses. This means that: 
·         annual interest = 0 
·         participation = 0 
·         commission for credit approval = 0 
You can make use of this offer any day of the week and it applies to any item in any “Zarapxana” shop, including, the items with already reduced prices. Besides, in the process of shopping a customer does not spend even a tetri and the cost of the item (or items) is distributed over 12 months or the term acceptable for a customer. If the debt payment period is more than 12 months, then the bank may require certain participation. However, the annual interest and commission for credit approval equals to zero.  We wish you Merry Christmas, very Happy New Year, good health and success!